In this episode, we'll explore why disability insurance is important, how it works, and why it's important to have coverage.

We are addressing the dismal reports that many people are expected to default on their mortgage in the next few months.

We talk about leaving a legacy for your children they can benefit from throughout their life not just after you pass.

If you feel there is any chance you are facing unfair treatment while applying for loans, particularly mortgages here are your tools to proactively advocate for yourself.

We discuss about the tax season this year and some pointers that can help you file your taxes and potentially save you some money!

Our credit expert walks you through the steps to establish a strong credit history weather you’ve had a financial set back that took your credit off track or you’re just getting started.

Financial Spring Cleaning. How to prep your finances.

Did you know that it was possible to tap into your permanent life insurance policy to buy real estate? Our Life Insurance Expert Acquania Escarne breaks down how she has been able to leverage her life insurance policies to purchase rental properties, syndications and even hotels! She shares how you can too and for far less money than you think.

We revisit the long term care planning conversation and what I discovered from my conversation with my parents. To say that I feel underprepared is an understatement. Dr. Jay provides resources and things to consider when taking on the responsibility of caring for aging loved ones.

We tackle a listener question. Should they focus on paying off their student loans or increase investments in their employer sponsored retirement plan. We discuss employer matches, when to invest vs focus on debt payoff, and what to expect with federal student loans over the next few months

We discuss how to invest socially responsibly through ESG funds, and how other topics we’ve covered can help impact change for your retirement investment.

We discuss how to invest socially responsibly in the easiest way. This might be a bit surprising and obvious at the same time, but we discuss in detail how this very important step that could often be forgotten can be a way to invest for you and your community.

We discuss how we can be more conscious about our spending and how retailers with bad labor and business practices have made it too easy for us to check for alternatives. But everyone has to be aware that where they spend is a conscious moral decision of approving or not what these businesses do.

We discuss Buy Nothing Groups and our experiences in both giving and receiving from these groups.

It's best to start considering long term care insurance when you're relatively young and healthy, as this will help you secure a lower premium rate. Generally, the younger and healthier you are, the more cost-effective and suitable the policy is likely to be.

Estate planning is an important step in making sure that your wishes for the future are clearly put in writing. That way, your wishes will be followed no matter what happens. You also want to make sure that your beneficiaries are informed and that they understand how to access your assets after you pass away.

Our credit expert Acquania Escarne is back and is putting us up on game on what Disabilty Insurance is and why it’s so important. She covers the different types, how it’s paid out and other things that disability insurance covers. With 4 out of 5 employees becoming disabled in their working lifetime, it’s imperative that we make sure we are protected.

Our student loan expert Stanley Tate joins us to talk about what’s going with student loans in this new year. This is an unprecedented time in regards to loan repayment options. There are going to be some massive changes come summer. Check out this episode to learn more about what’s in store.

Have you ever wondered which you should do first? I ask our resident CFP his advice. I also share what I feel is my biggest money mistake in paying off my student loan debt. His response might surprise you.

Have you seen some changes to your credit lately? I know I have! American Express just decreased the available credit on three of my cards by 90%. No late payment or other delinquencies.